Current account

This account is designed for all individuals - entrepreneurs and for all legal persons who want to make and receive cash payments and cashless payments. You can open your account in CZK, USD and EUR, as well as in other foreign currencies, such as CAD, CHF, GBP. All of your accounts will be readily available to you at all times.

You can set up your current account individually or you may use one of our account packages for legal persons (On-line Business, Prima Business, Grande Business) which are either administered completely free of charge or contain some cost-free services therein.

Features of your current account

• Continuous access to your finances via:
  • Internet banking – 365 days a year, 24 hours a day
  • Payment cards with various optional insurance programmes and additional services  

• Money transfer services  
  • Cash payments and cashless payments
  • Standing orders
  • Collection orders
  • Express payments

• Financial yield  
  • You can obtain a yield on your available assets using a term deposit
  • Or use overnights with a more advantageous interest rate in comparison to a current account

• Finances to overcome financial difficulties  
  • Overdraft facilities exist for current accounts

What you need to open your account

• Individuals – entrepreneurs: identity card together with a trading certificate or trade license, or an application for the assignment of a business identification number, or an extract from the Commercial Register
• Legal persons: an extract from the Commercial Register